Digital Contracting
and Signing
Digital contracting helps dealerships provide the flexible deal completion and signing experience customers demand while lowering overhead costs, reducing contracts in transit, and boosting funding speed.
We know your challenges
average transit time for paper contracts.*
Speed up your contracting
It can take a week or more for decisioning and funding of traditional paper funding packages. With digital contracting you submit complete funding packages to lenders with the click of a button for faster funding.
longer process for manual signing of paper contracts vs. digital.*
Long signing process
Car buyers’ least favorite part of the buying process is paperwork and signing. Digital solutions help streamline the F&I process and improve customer satisfaction.
costs associated with paper contracting.*
Overhead expenses
Paper documents add surprisingly high costs to your contracting process. Digital contracting streamlines the process and reduces printing, toner, shipping and other paper handling expenses for your dealership.
paper contracts has an error.*
Re-contracting
Errors and missed signatures on paper funding packages that lead to re-contracting can slow down your funding. Using a digital contracting solution helps you catch errors and missed signatures in real time, so you submit complete, accurate funding packages.
of dealers say missed stips contribute to funding delays.*
Missing stips
Overlooking lender-required documents before shipping a funding package can delay funding. Digital contracting helps ensure that you know what documents each lender requires so you can submit them all at once.
How much is paper contracting costing you?
Use our savings calculator to find out how much you can save by submitting contracts to your lenders digitally.
Projected Savings
-
Savings per Deal
$92
-
Total Monthly Savings
$4,586
-
Annual Savings
$50,239
Let Us Show You How You Can Achieve These Savings
Get StartedAvailable DMS Integrations
Integrate to your DMS provider to reduce manual data entry and re-keying, save time, and reduce errors.
- ADAM Systems
- Advent
- Automate
- Autosoft
- CDK Global
- DealerBuilt
- Dealertrack DMS
- Dominion
- PBS Systems
- Reynolds & Reynolds
- Tekion
400+ Digital Contracting Lenders
Fund more deals faster with digital contracting. See which lenders support your contracting processes.
Results
- Aberdeen Proving Ground FCU
- ABNB Federal Credit Union
- Achieva Credit Union
- Achieve Credit Union (FocusOne Auto)
- ACT Finance
- Affinity Bank
- Agora Data
- Air Academy Federal Credit Union
- Alabama CU Services
- Ally Financial
- AltaOne Federal Credit Union
- Alltru Credit Union
- All In Credit Union
- American Credit Acceptance
- AmeriCredit
- American Eagle Bank
- American Eagle Financial Credit Union
- American Heritage Federal Credit Union
- American National Bank and Trust
- AmFirst Federal Credit Union
- Anderson Brothers Bank
- Arivo Acceptance
- Arvest
- Ashland Community Federal Credit Union (FocusOne Auto)
- Aspen Federal Credit Union
- Ascend Federal Credit Union
- Associated Bank
- Associated Credit Union
- Aston Martin Financial Services
- Avadian Credit Union
- Avid Acceptance LLC
- Automobile Acceptance Corporation
- Automotive Credit Corporation
- Axos Bank
- Bank of America
- Baton Rouge Telco (FocusOne Auto)
- BayPort Credit Union
- Bayou Federal Credit Union (FocusOne Auto)
- Beacon Community Bank
- BBVA is now PNC Bank
- BB&T now Truist
- BCI Financial- a Division of Ion Bank
- Beacon Federal Credit Union (FocusOne Auto)
- Blue Ridge Bank & Trust Company
- BMO Bank
- Bravera Bank
- Busey Bank
- Cal-Com Federal Credit Union (FocusOne Auto)
- Capital City Bank
- Capital Credit Union (N. Dakota)
- Capital Credit Union (Wisconsin)
- Capital One Auto Finance
- Carolina Finance LLC
- Central Bank of Boone County
- Central Bank Ozarks
- Central Pacific Bank
- Central Trust Bank
- Centric Federal Credit Union (FocusOne Auto)
- C&F Finance Company
- Champion Credit Union
- Chartway Federal Credit Union
- Chase
- Chemung Canal Trust Company
- Christian Financial Credit Union
- Chrysler Capital
- Cinch Auto Finance (formerly CULS)
- Citizens
- Citizens Federal Credit Union (FocusOne Auto)
- City & County Credit Union
- Community Credit Union of Florida
- CommunityWide Federal Credit Union
- Community Resource Credit Union (FocusOne Auto)
- Community Service Credit Union (FocusOne Auto)
- Community Trust Bank
- Connex Credit Union
- Consumer Portfolio Services (CPS)
- CorePlus Credit Union
- Cornerstone Financial Credit Union
- CoVantage Credit Union
- Credit Human
- Credit Union 1
- Crescent Bank
- CUAC: People's Trust Federal Credit Union
- CUAC: Plus4 Credit Union
- CUAC: Texas Bay Credit Union
- CUAC: United Educators Credit Union
- Cy-Fair Federal Credit Union (FocusOne Auto)
- Daltra Capital
- Dannemora Federal Credit Union (FocusOne Auto)
- DATCU Credit Union
- DN Community Federal Credit Union (FocusOne Auto)
- Dort Financial Credit Union
- Dupaco Credit Union
- Eagle LA Federal (FocusOne Auto)
- Eastman Credit Union
- Empower Federal Credit Union
- Energy Capital Credit Union (FocusOne Auto)
- Ent Credit Union
- Equity Auto Finance
- ESL Federal Credit Union
- Everwise Credit Union (Previously Teachers Credit Union)
- Exeter Finance
- Ferrari Financial Services
- Fidelity State Bank & Trust Co.
- Fifth Third Bank
- First Citizens Bank
- First Commonwealth Bank
- First Financial Bank NA
- FIRST FINANCIAL FEDERAL CREDIT UNION
- First Help Financial
- First Interstate Bank
- First Investors Financial Services
- First South Credit Union
- First Tech Federal Credit Union
- First Technology FCU
- First Texas Auto Credit
- Financial Institution Lending
- Five Star Bank
- Flagship Credit Acceptance
- Fleur De Lis Federal Credit Union (FocusOne Auto)
- Florida Credit Union
- Fort Financial Credit Union
- Forum Credit Union
- Foursight Capital
- Fox Communities
- Freedom First Credit Union
- Fulton Bank N.A.
- Future Finance
- Gateway Financial Solutions
- GECU Federal Credit Union
- General Electric Credit Union (GECU)
- Genesis Finance
- GoFi
- Golden Circle Credit Union (FocusOne Auto)
- Golf Acceptance
- Global Lending Services
- GM Financial( Retail and Lease ) 1
- Greater New Orleans Federal Credit Union (FocusOne Auto)
- Greenwood Credit Union
- Greylock Federal Credit Union
- Grow Financial Federal Credit Union
- GTE Financial
- Gulf Coast Educators Federal Credit Union (FocusOne Auto)
- Harris County Federal Credit Union (FocusOne Auto)
- Heartland Credit Union
- Heritage Acceptance
- Hiway Credit Union
- HomeTrust Bank Auto Finance
- Houston Highway Credit Union (FocusOne Auto)
- Houston Metropolitan Federal Credit Union (FocusOne Auto)
- Huntington National Bank 2
- Hyundai Motor Finance
- IC Federal Credit Union
- Ideal Credit Union
- Independent Dealer Services
- Infiniti Financial Services( IFS )
- Inn Fin Ser
- Inspire Federal Credit Union
- Jaguar Financial Group
- Jefferson Bank
- Jersey Shore State Bank
- Keesler Federal Credit Union
- Key Bank
- Kia Finance America
- KeyPoint Credit Union
- Kitch Acceptance Corporation
- Kitsap Credit Union
- La Terre Federal Credit Union (FocusOne Auto)
- Lake Michigan Credit Union
- Landmark Credit Union
- Land Rover Financial Group
- Lebanon Federal Credit Union
- Lentegrity
- Liberty Federal Credit Union
- Listerhill Credit Union
- Local Finance LLC
- Lucid Financial Services
- Luzerne Bank
- Marine Credit Union
- Maserati Capital
- McLaren Financial Services
- McCoy Federal Credit Union
- Mechanics Bank Auto Finance( previously known as CRB Auto)
- Members 1st FCU
- MembersAlliance Credit Union
- MemberSource Credit Union (FocusOne Auto)
- Metro Credit Union
- Mid - Florida Credit Union
- Mid-Atlantic Finance
- Mid Hudson Valley Federal Credit Union
- Minnesota Valley Federal Credit Union
- Mobility Acceptance Co LLC.
- M & amp;T
- Municipal Credit Union
- Nationwide Acceptance LLC
- Navigant Credit Union
- NBT Bank
- Neches Federal Credit Union (FocusOne Auto)
- Nissan Motor Acceptance Corp( NMAC )
- North Central Area Credit Union
- Northwest Bank
- Ohio Catholic Federal Credit Union
- Old National Bank
- Palisades Funding Corporation
- Park National Bank
- Partners 1st Federal Credit Union
- Pathways Financial Credit Union
- Patriot Federal Credit Union
- People First Federal Credit Union
- Peoples Credit Inc .
- Piedmont Advantage Credit Union
- PNC Bank
- Polestar Financial Services
- Porsche Financial Services
- Prancer Capital
- Premier Acceptance
- Prestige Financial Services
- PrimeWay Federal Credit Union (FocusOne Auto)
- ProFed Federal Credit Union (FocusOne Auto)
- Professional Financial Services
- PS Bank
- PSE Credit Union (FocusOne Auto)
- Quality Acceptance LLC
- Rally Credit Union
- Redwood Credit Union
- Reed Credit Union (FocusOne Auto)
- Regional Acceptance
- Reliable Credit Association Eugene
- Reliable Credit Association Federal Way
- Reliable Credit Association Lynnwood
- Reliable Credit Association Medford
- Reliable Credit Association Meridian
- Reliable Credit Association Milwaukie
- Reliable Credit Association Salem
- Reliable Credit Association Spokane Valley
- Reliable Credit Association Tacoma
- Reliable Credit Association Tempe
- Reliance Motor Credit LLC
- Ripco Credit Union
- River Region Credit Union
- River Valley Credit Union Inc.
- Robins Financial Credit Union
- Safe 1 Credit Union
- SAFCO
- Salem Co-operative Bank
- Santander Consumer USA
- Sharon & Crescent United Credit Union
- Solidarity Community Federal Credit Union
- Southwest Louisiana Credit Union (FocusOne Auto)
- Space Coast Credit Union
- St . Mary's Credit Union
- Streator Onized Credit Union
- Subaru Motors Finance
- SunTrust now Truist
- Superior Savings Credit Union (FocusOne Auto)
- Taleris Credit Union (FocusOne Auto)
- Taunton Federal Credit Union
- TD Auto Finance
- Tennessee Valley Federal Credit Union
- Texans Credit Union
- Texas Bay Credit Union
- The LGM Company
- Inc.
- Tidewater Finance company
- Tinker Federal Credit Union
- Together Credit Union
- TopLine Financial Credit Union
- Transtar Federal Credit Union (FocusOne Auto)
- Traverse Catholic Federal Credit Union
- Truist
- Tustin Community Bank
- United Bank
- Union Bank and Trust
- Union Square Credit Union
- Upgrade Inc.
- URW Community Federal Credit Union
- U.S. Bank
- US Community Credit Union
- USE Credit Union (FocusOne Auto)
- Valley National Bank
- Vehicle Solutions Corp
- Velocity Credit Union
- Veridian Credit Union
- Via Auto Finance
- Vinton County National Bank
- Volvo Car Financial Services
- Wells Fargo
- Westfield Bank
- Westlake Financial
- Westmark Credit Union
- Wheatland Federal Credit Union
- Woodlands Financial Services Inc.
Not seeing your lender?
How does it work?
Map to your workflow and reduce deal data entry with seamless integration to leading DMS providers.
Build complete digital funding packages with final Menu and aftermarket contracts included.
Upload and eSign any deal document for a single signing session – in-store or remote.
Car buyers can review and sign documents on any device, including mobile phones.
Map to your workflow and reduce deal data entry with seamless integration to leading DMS providers.
Build complete digital funding packages with final Menu and aftermarket contracts included.
Upload and eSign any deal document for a single signing session – in-store or remote.
Car buyers can review and sign documents on any device, including mobile phones.
How does it work?
Contract Smarter
Live Funding Checklist
Real-Time Error Display
Local File Upload
Ready Sign
Flexible eSigning Options
Image Capture
Take your contracting process to the next level
Remote Signing
DMS Integrations
Integrate with top DMS providers map to your workflow and reduce manual deal data entry to save time and reduce errors, helping you move through the contracting process 45% faster.*
* When using Dealertrack DMS with Dealertrack F&I Digital Contracting
Darwin Menu Integration
Digital Contracting Choice
How Dealertrack compares to other providers
It’s easy to make the right choice with a solution that provides you with the tools to speed up funding.
Dealertrack Digital Contracting
Other Providers
Workflow
End-to-end Workflow
One deal jacket from leads to contracts with all funding documents in a single location.
No Transaction Fees
DMS Integrations
Integrates seamlessly with leading DMS providers to reduce deal data entry.
Verify
Real-Time Error Display
Built-in verification alerts as you enter data.
Live Funding Checklist
Digital list of up-to-date lender required documents.
Sign
Convert paper to eSignable Documents
Make any document eSignable and save signature fields for frequently uploaded dealer forms.
Sign on multiple devices
Review and sign on a device that works best for your process.*
Sign and tap
Sign once and simply tap to auto-fill signature fields for a faster signing process.
Remote Signing
A secure signing process. Anytime. Anywhere. And on any device, including mobile phones. Learn More >
Submit
Image Capture
Scan a QR code from your device camera to add documents to your deal.
Local File Upload
Easily upload scanned documents and email files from your computer.
Aftermarket Contracts
Included in your funding package.
Trailing Document Support
Even after you submit, you can upload additional documents.
Tim Short Auto Mall Chevrolet, KY
Going digital has significantly decreased funding time, resulting in faster cash flow and reduced customer wait times.
Will Pollard
Finance Manager
Success with
Dealertrack Digital Contracting
Powered By Cox Automotive
Enable fast, accurate and compliant transactions with Cox Automotive’s one connected deal. Dealertrack solutions are vital for creating a connected operation that enables you to complete any deal for any customer.
Get Started with Dealertrack F&I
We know you may want to see a demo. Choose your preferred demo experience below:
Take a Guided Demo
Experience an immersive demo of the Dealertrack F&I platform. Don’t worry – you can connect with your rep at any time!
Explore Now
Connect with your account rep
Set up time for a live demo of the Dealertrack F&I platform with your account representative.
Get In Touch