credit-apps-and-bureaus

Credit Applications

Get a solid, reliable start to each deal with credit applications, credit bureau, DMS integration and trade-in valuations. This crucial part of the F&I process requires the right connections for speed and efficiency.

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Challenges

We know your challenges

-10%

lower satisfaction for car buyers who applied in person.*

Create a better financing experience

Car buyers are more likely to report frustration with applying for credit in-store. Online credit applications give them a head start on their deal, resulting in a better financing experience.

3business days

to get approved for a car loan using manual processes*

Slow credit decisions

Waiting for loan approval can slow down a deal. Online credit applications can return a decision instantly.

*Versus car buyers who applied online, Cox Automotive 2021 Car Buyer Journey Study
*Finder.com, “How long does it take to get approved for a car loan?”
Challenges

We know your challenges

Select a challenge you face

Customer satisfaction

-10%
lower satisfaction for car buyers who applied in person.*
*Versus car buyers who applied online, Cox Automotive 2021 Car Buyer Journey Study

Create a better financing experience

Car buyers are more likely to report frustration with applying for credit in-store. Online credit applications give them a head start on their deal, resulting in a better financing experience.

Slow credit decisions

3business days
to get approved for a car loan using manual processes*
*Finder.com, “How long does it take to get approved for a car loan?”

Slow credit decisions

Waiting for loan approval can slow down a deal. Online credit applications can return a decision instantly.

Credit Application

Quickly and easily build and submit credit applications for instant lender decisions at your fingertips. Connect to the industry’s largest financing network at no cost to gain this fast, efficient workflow.
  • Includes captives, national banks, regional banks, subprime lenders, and credit unions.
  • One online deal jacket for the entire financing process.
  • Snapshots of credit bureaus with key information.
  • Same-day approvals on credit applications.
  • Seamless integration with third-party lead and DMS providers.
Enroll For Free
Our Solution
  • Includes captives, national banks, regional banks, subprime lenders, and credit unions.
  • One online deal jacket for the entire financing process.
  • Snapshots of credit bureaus with key information.
  • Same-day approvals on credit applications.
  • Seamless integration with third-party lead and DMS providers.
Our solution

Credit Application

Quickly and easily build and submit credit applications for instant lender decisions at your fingertips. Connect to the industry’s largest financing network at no cost to gain this fast, efficient workflow.

Make the right connections for your credit process

Get the technology connections to speed the credit application process in-store and online.
Feature Overview

Credit Application

Efficiently build credit applications within the deal jacket using information pre-filled through leads or DMS integration and submit them for same-day decisions from the largest financing network in the industry.
Enroll For Free

Credit Bureaus

Pull credit bureaus within the deal jacket, instantly connect to your credit bureau provider for credit decisions in seconds, and easily view credit bureau information to submit credit applications faster.
Credit Bureau Connection

Online Credit Application

Jumpstart your F&I workflow by enabling customers to complete credit applications on your website so you can start working deals instantly in Dealertrack.
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Take your credit process to the next level

Add-on

BookOut

Get reliable values on your trade-ins from the industry’s most trusted valuation sources, directly within the credit application workflow.

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Add-on

DMS Integrations

Reduce data re-entry and keystrokes when working your deals with seamless DMS integrations from leading DMS providers, including Dealertrack DMS.

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Hear It From Our Customers

”
North Shore Honda, NY
I was surprised by the ease of submitting a credit application. No time is wasted re-entering a VIN number or customer information. Just a few clicks and you’re done. Our customers and sales staff place a lot of value on that saved time.
Richard Cirami
Finance Director
”
Seth Lee Corporation
The platform is user friendly and enables us to enter apps in quickly, driving an expedited approval process that shortens the wait time for our customers.
Joel Jamieson
General Manager

Learn more about Credit Applications and Credit Bureau

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Powered By Cox Automotive

Enable fast, accurate and compliant transactions with Cox Automotive’s one connected deal. Dealertrack solutions are vital for creating a connected operation that enables you to complete any deal for any customer.

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